MIKE TONKS
Senior Advisor
GETTING IN TOUCH
I can help you with
Income Protection
Life & Medical Insurance
Mortgage Protection
- Personal Risk (Life & Health) Insurance Advice
- Business Risk (Life, Key person, Shareholder/Stakeholder protection Insurance Advice
- Critical Illness & Trauma Insurance Advice
- Group/Employer Insurance Advice
- KiwiSaver Advice
- Income and Mortgage Protection
My Philosophy
I have found that there are 3 main questions people have when it comes to insurance. Firstly, what type and how much cover do I need? Second, is the process going to be arduous and time consuming? And most importantly, when I need it, is the insurance company going to pay me out? I seek to bring peace of mind to all of those aspects of the experience.
Our fact finding process helps us properly understand your situation and therefore we can use objective data to determine what cover you need and how much of it. Secondly, we use latest industry technology to streamline the application and underwriting process, making everyone’s lives a lot easier. And lastly, because I go through a comprehensive data gathering exercise up front and everything is fully disclosed, I haven’t had a single issue with a claim decline where a claim should have been paid. I have seen 100% of legitimate claims be paid, every time for the last 13 years and counting. It’s worth having a quality broker.