It’s no wonder that we invest in insurance to protect our homes. We put a lot of time and energy into making them comfortable, and we invest a lot of love in making them ours. A home is so much more than the walls that surround it and the furniture that fills it. Of course …
Are you looking forward to that day when you finish work for the last time? KiwiSaver can help you fund the lifestyle you’re working towards. But if you want to ensure that you’ve saved the money you need, it’s important not to sit back and wait until retirement. Start today. First, understand what your savings …
Making your insurance work for you isn’t just about signing on the dotted line. It can be all too easy to ‘set-and-forget’ your insurance unless something happens and you need to claim. But if there is one thing you take out of this quick read, let it be this: make your insurances part of a …
Don’t set and forget – squeeze your insurance for all it’s worth Read More »
Life insurance – it’s an important choice. It’s the kind of financial decision that requires a fair bit of thinking about what you need today, and what you might need in the future. And one of the key components in the life insurance decision is short and long-term affordability. Which brings us to our topic: …
Making your insurance work for you isn’t just a matter of signing on the dotted line. It’s important to ensure that your cover is fit for purpose for your needs when you take it out, and continues to meet your needs as time goes on. Here are some important things to consider both before and …
Climbing property values and competition between buyers has made the task of securing the keys to a new home particularly tricky. In this kind of market, home buyers can find themselves focusing on simply securing the lending they need, rather than spending some time thinking about how to best structure their mortgage for their short …
Having a will is really important, but it can seem overwhelming and hard to start the process of creating it. Like having life insurance, health insurance and trauma insurance, the benefits of a will are easy to appreciate. It is all about looking after the people we care about should something happen to us. It …
With GP visits free to children under 13, getting medical cover for your healthy, active children may seem unnecessary. There are a number of reasons we think it is worth considering. Health insurance is something your future self will thank you for. The same concept stands for insuring your children – you are setting them …
Does someone not earning an income need personal insurance cover? We strongly believe they do. We have written before about the importance of income protection, as your ability to earn an income is your greatest asset. To this end, making sure you have adequate income and life cover for the breadwinner in the family is a …
RMA Financial is a family based business. We value family relationships and recognise to keep them strong it takes work. Here are a few thoughts on what helps build quality family connections. Quality time from quantity time. Something to consider is that opportunities for quality time often emerge from quantity time: The more time you …
When it comes to insurance, it can be so easy to get your cover sorted, pay the bill by direct debit each month and then largely forget about your policies until you need them, even if life changes. The question is, when is a good time to relook at it all? At RMA Financial we send out a letter …
The New Zealand Herald recently ran a five part series, “Cancer – the cost of a life”, investigating controversies in cancer testing and treatment. Cancer is a scary diagnosis and it is important to have an accurate understanding of the role that medical cover can play in terms of access to different treatments. The cost …
Cancer screening and treatment – how well does your medical insurance cover you? Read More »
